In 1995 Terry founded Integral Recoveries as a self-funded start-up after spending eight years with a large national accounts receivable management firm in positions of increasing responsibility. Terry developed and implemented the organizations marketing and sales strategies; created and implemented work standards for various account types; hired and trained the collection, marketing, IT and support staff and established an employee benefits program. Currently Terry oversees the overall operations of Integral Recoveries. Terry holds a Bachelor of Arts degree in Communications / Public Relations with a Minor in Marketing from the University of Northern Iowa and holds memberships in the American Collector Association International, the Debt Buyers Association and the National Federation of Independent Businesses.